Development Of Private Health Insurance In Aceh

Authors

  • Siti Rahmah Universitas Abulyatama
  • Ambia Nurdin Universitas Abulyatama

DOI:

https://doi.org/10.30867/asjo.v2i1.395

Keywords:

Health insurance, life insurance, general insuranve, claim,

Abstract

Total private insurance spending in 2015 is about 3.9% of Indonesia’s health expenditures. Although it is not considerably high, the information about private health insurance in Indonesia is still limited. This review is aimed to provide an overview of the private health insurance company growths in Indonesia. The number of private insurance company does not grow significantly, while the number of membership tends to fluctuate in the last 5 years, even it is tend to decrease for non life insurance category. Sums assured tend to rise until 2014, then stagnant for the next period. The amount of premium received by the company and claims to be paid (claim ratio) is considerably increase. It could not be denied that government program for achieving the universal health coverage is a threat to private insurance.

References

Basuki, I., & Iskandar, K. 2013. Analisis Faktor-Fak- tor Makro Ekonomi dan Demografi Terhadap Fungsi

Permintaan Asuransi Jiwa di Indonesia. Asuransi Dan Manajemen Risiko, 1 No: 1, 16–41.

Iltiham, M. F., & Wahyuni, D. (2016). Strategi Agen Asuransi Syariah dalam Meningkatkan Jumlah Nasabah (Studi

kasus di PT. Asuransi Takaful Indonesia Malang). Malia, 7(1), 1–26.[18.02, 10/7/2023] Husnul: Mishra, M. K.

(2014). Demand Analysis for Life Insurance in India : Some Empirical Observa- tions, 2(5), 804–814.

Fadillah, A. 2015. Pengembangan strategi..., Alfhi Fadillah, FKM UI, 2015.

Hwang, T and Greenford, B. 2005. A Cross-Section Analysis of the Determinants of Life Insurance Consumption

in Mainland China, Hongkong and Taiwan. Risk Management and Insurance Review, 8:103-105.

NHA-INDONESIA (2017) Laporan NHA Indone sia 2015. Jakarta, PPJK Kementerian Kesehatan Kesehatan, 26–

Thabrany, H. (2001). Strategi Pengembangan Republik Indonesia.

OJK, O. J. K. (2016). Statistik Perasuransian Indonesia, Asuransi Kesehatan di Era. Pusat Kajian Ekonomi, 2016.

Otoritas Jasa Keuangan. Suprianto, A., & Mutiarin, D. (2017).

Evaluasi Kesehatan, Universitas Indonesia, (April). Ward, D., & Ã, R. Z. (2002). Law , Politics and Pelaksanaan

Jaminan Kesehatan Nasional. Journal of Governance and Public Policy, 4(1), 11–19.

http://doi.org/10.18196/jgpp.4172 Life Insurance Consumption in Asia, 27(3),Thabrany, H. (2014). Bab I Sejarah

Asuransi Kese- hatan, 1–26. Retrieved from http://staff.ui.ac.id/

system/files/users/hasbulah/material/babisejara- hasuransikesehatanedited.pdf 395–412.

WHO (2017) Global Health Expenditure Database. Zhang, C. (2008). Determinants of the Develop-Thabrany

(2001). Konsep dan Jenis Asuransi, ment of Insurance in China under the Globaliz

Syam A, Suryadi DF, Syam A. Kegagalan Pembayaran Premi pada Pengguna Asuransi Kesehatan Swasta.

;6(1):203–12.

Husada S, Ilmiah J, Sandi K, Penyelenggara B, Kesehatan J, Malik AA, et al. Research Article. 2019;(April)

Downloads

Published

2023-09-10

How to Cite

Rahmah, S., & Nurdin, A. (2023). Development Of Private Health Insurance In Aceh. ASJo: Aceh Sanitation Journal, 2(1). https://doi.org/10.30867/asjo.v2i1.395

Issue

Section

Original research